yaw_critical_illness_cover Critical Illness Cover

Critical Illness Cover

This enables employees to access a cost effective way of insuring against the worst.

Critical Illness Cover

This enables employees to access a cost effective way of insuring against the worst.

The premiums are at a discounted corporate rate, and as employees are not charged National Insurance contributions on their value, they effectively pay less.

The benefit pays out a lump sum in the event that the employee is diagnosed with a qualifying critical condition and is available for both the employee and their partner, and any children aged between 1 month and 18 years.

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blue_rombus_sml-1 Critical Illness Cover

The annual cost is spread over 12 months and the employee saves NI on these. Cover amounts from £25,000 up to £250,000.

pink_rombus_sml Critical Illness Cover

Sourced from leading UK providers. Tax free lump sum paid out if diagnosed with 1 of listed serious conditions or require 1 of listed procedures within policy term.

 

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Employees can spend the money how they wish, to cover debts, pay medical bills, covering living costs, provide for dependents etc. Its much needed money at a time of crisis.

 

green_rombus_sml Critical Illness Cover

Cover amount paid out if employee survives for at least 14 days from when they are first diagnosed.

blue_rombus_sml-1 Critical Illness Cover

Additionally covers employee should they become totally and permanently disabled (not partner)

pink_rombus_sml Critical Illness Cover

Do not cover pre-existing conditions. Most policies will only pay out once and cover stops when premiums stop being paid.

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“The scheme is proven and easy to adopt and has helped us create a best in class candidate experience not only attracting the brightest minds, but setting the scene for the employment experience they can expect at the firm.”

Donna Clark | HR Consultant| FBC Manby Bowdler